I’ll be honest—UPI payments have been such a default part of life now, I barely even think about them. Like, I’ll walk into this tiny tea stall near my house, hand over ₹10, and boom—scan, beep, gone. No coins, no tension. But last week, something weird happened. The guy scanned my code instead of the other way around (don’t ask why I had one printed on my phone case), and his phone froze mid-payment. Five minutes. I just stood there, awkwardly sipping chai like “uhhh did you get it?” and he’s like “bhaiya aaya nahi abhi tak.” We refreshed like seven times. Anyway, that made me wonder—what’s actually going on with UPI these days? I mean, I remember when it was all about sending ₹1 to test if it worked. Now it’s linked to everything—refunds, credit lines, international payments? That escalated fast. So yeah, this is just me trying to make sense of the latest update on UPI payments in India —because honestly, it’s not just some tech geek thing anymore. It affects everyone. My m...